Mental health-related services are essential to your health insurance coverage, and are often excluded from policies.
This is due to the fact that mental health disorders are not specifically listed as conditions that can be treated with medication, surgery, or other treatments. There are many benefits to having MHPAEA comparative analysis. These benefits include: improved access to care, decreased financial costs, and increased satisfaction with care.
Improved access to care means that more people will be able to receive treatment, which will result in fewer people with mental health disorders becoming homeless or having to move back in with their parents.With decreased financial costs, individuals and their families will not have to spend thousands of dollars every year on insurance premiums.
Additionally, these savings can be used for other things (like a down payment for a home or education for the child), which means that these families are actually saving money by obtaining coverage under the MHPAEA.
Increased satisfaction with care is clearly seen when someone is happy that they do not have to pay hundreds of dollars every month just to see a psychiatrist or another provider. It also means that these individuals are able to receive better, more appropriate care.
If you or someone you know needs assistance dealing with a mental illness or disorder, please reach out for help. There are plenty of resources available to help.